State Requirements For the State of Utah

Hours Required by the State: 20

  • 3 hours of federal law

  • 3 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 12 hours of electives

Seat Time: Seat time will be enforced and our online course delivery system manages this requirement for you.

NMLS ID Registration: The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.

Licensing Exam: The licensing exam is administered by NMLS.  Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.

Utah Department of Financial Institutions
Phone: 801-538-8834
Email: astaheli@utah.gov
Website: Utah Department of Financial Institutions

Launch Your Career, Power Your Future


TAKE THE FIRST STEP TOWARD A REWARDING CAREER

Becoming a professional Mortgage Loan Officer is a structured and attainable process. With the right training, hands-on experience, and strategic marketing, you can build a profitable and fulfilling business.

Ready to start? Enroll with Main St. Success today and take control of your future!