State Requirements For the State of Texas - SML

Hours Required by the State: 23

  • 3 hours of federal law

  • 3 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 12 hours of electives

  • 3 hours of Texas SML law 

Seat Time: Seat time will be enforced and our online course delivery system manages this requirement

NMLS ID Registration:  The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.
 
Licensing Exam: The licensing exam is administered by NMLS.  Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.

Texas Department of Savings and Mortgage Lending – Division of Licensing
Phone: 512-475-1350
Email: nmls@sml.texas.gov
Website: Texas Department of Savings and Mortgage Lending

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