State Requirements For the State of Hawaii

Hours Required by the State: 20

  • 3 hours of federal law

  • 3 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 9 hours of electives

  • 3 hours of Hawaii law

Seat Time Seat time will be enforced and our online course delivery system manages this requirement

NMLS ID Registration: The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.

Licensing Exam: The licensing exam is administered by NMLS.  Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.

Hawaii Contact Details for Mortgage Continuing Education

Hawaii Division of Banking and Securities
Phone: 907-465-2521
Email:  dfi@dcca.hawaii.gov 
Website: Hawaii Department of Commerce and Consumer Affairs

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